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When reading the terms of a credit card application, make sure you understand the grace period.It's important to get your payments in well before the due date to prevent having to pay late fees and damaging your credit.You don't want to be stuck with a 21 percent rate at the end of the introductory period.Before deciding to transfer a balance to a new card, check to make sure your old card won't levy a fee for transferring your balance.

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Along with low rates, you’ll get points for everyday purchases, which you can redeem for CASH.If you're planning on sending your payments by mail, remember that the credit card issuer will determine whether or not a payment is on time by the date they receive the payment, not the date it was in your mailbox.If you are having trouble finding a credit card company that will accept your application, consider applying for a secured credit card.Along with key review factors, this compensation may impact how and where sites appear on the page (including, for example, the order in which they appear).Dating does not include listings for all dating sites.

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